When it comes to selling your house, first impressions really matter. If you are spending time to ensure the inside of your home is in pristine condition, you should also put some time and effort into making your yard look great too. After some hard work in the yard, your efforts can pay off. But what to-dos will reap the most reward? Here are some yard staging projects that can help sell your house.
#1: Lawn clean-up.
Imagine driving up to a home that you’re thinking about buying and seeing that the lawn is overgrown and full of weeds. Not the greatest first impression, is it? If you have grass in your yard, potential buyers will notice how it’s taken care of. Be sure to keep it cut short and invest in having a landscape team professionally edge it.
#2: Goodbye, clutter.
The outside of your home should look as clean and tidy as possible. Stash kids toys and bikes in the garage or in a shed, get rid of any personal belongings that are out front, and move your garbage cans and other recycling products to the side of the home or to the back where it’s not as visible. Don’t forget that the porch or front doorway entry is where the realtor and potential buyers will be standing when they are getting the key from the lockbox, so the area should be clean and welcoming.
#3: Hello, color.
Head over to your local garden center and stock up on flowers to brighten up your yard, as well as your walkways. Use large pots and other hanging baskets for added color around your front doorway, porch, or patio. New bark dust can also freshen the space and help reduce weed growth. A little bit of color goes a long way and if you invest in perennial flowers, the new owners will be able to enjoy the beauty in future years.
Remember that your yard is part of the overall ambiance of your home. When prospective buyers see your home, think about what memorable impression you want them to have. The better the home shows, the better chance you have to sell your home with ease.
Ready to talk through listing your home this fall? I have more than two decades of experience as a Realtor® and can help you start the process and can provide tips on the whole process, including what you should do to get your interior and exterior ready. I love working with people around Clark County and am glad to help you with the information you need to start your adventure.
Buying a home is arguably one of the largest investments you will ever make. Home ownership is a great way to build your personal wealth and one of the primary ways to do that is by allowing it to appreciate and build equity. Here are some great ways to build home equity while keeping your budget in mind.
#1: Before buying your home, save for a larger down payment.
Saving for a down payment on your home is key, but the larger your down payment is, the less your mortgage is, which could help when the market increases, and you begin building equity. The tradeoff: if you wait too long to save for a larger down payment, you may miss your window in getting the home you really want for the price you can really afford. A good lender can provide the information you need.
#2: Stay in your home.
Once you’ve found your dream home, stay put for a while. The longer you stay in your home, the more likely you’ll build equity. As the real estate market continues to rise, your equity will improve naturally, and you won’t have to do anything except enjoy your home.
#3: Keep your home maintained well.
Don’t neglect home maintenance. Keep on top of small maintenance tasks to keep the list from getting long and out of hand. For example, make sure you tend to your roof yearly, checking it for leaks or ripped shingles, schedule annual heating and cooling system preventative maintenance appointments, and keep your yard and landscaping trimmed and managed. A home that is well taken care of not only makes it better for you to live in, but it also adds curb appeal, makes your neighbors happy, and will help your home stay competitive, thereby enhancing your equity.
#4: Make extra payments.
A lot of people choose to cut their loan term to 15 years rather than 30 years, to pay off their mortgage debt. Rather than taking a 15-year loan which locks you into a higher payment, make a couple of extra payments a year that is designated to principal, not an upcoming payment. By doing this, you’ll be able to cut your mortgage term down significantly and you’ll be able to build equity faster.
Ready to start on your path to building home equity? I have more than two decades of experience as a Realtor® and can help you start the process of looking for a new home and can provide tips on what you can do to help increase the value of your home! I love working with people around Clark County, so contact me to help you with the information you need to start your adventure in either buying or selling a home.
Summer officially begins this week and the warm weather is here to welcome us into the new season. Now is the time that Pacific Northwesterners enjoy a break from the rain and can get outside to relax and enjoy the scenery. If you’re looking for some fun summer porch and patio decorating ideas that bring beauty and increase home value, here are some simple ideas to help you get started.
#1: Bring the inside outdoors.
Rugs and throw pillows can work wonders in creating a warm and inviting patio or porch space. They add color and ambiance. In addition, consider adding some umbrellas or curtained areas that can provide both privacy and shade from the scorching summer rays. In addition, if you have old furniture that you may have considered junk, it might be able to be given new life as a piece of outdoor furniture. For example, if you have an old dresser, paint it with a coat of exterior paint and put it to use as a place to pot outdoor flowers, or as a place to serve lemonade or cocktails during your next entertainment event.
#2: Lights, lights, and more lights.
Lighting makes all the difference. Flood lights are important to have for safety reasons, but when it comes to outdoor entertaining or relaxing in the evening warmth, ambient lighting with programmable battery-operated LED candles or twinkle lights are a great option.
#3: Add landscaping.
Landscaping is one of the easiest ways to add beauty to your outdoor space and it can also enhance the value of your home. Shrubs, trees, potted flowers, or fresh flowers that are planted along walkways are affordable ways to beautify your space and increase curb appeal. Group in odd numbers and mix and match colors and shapes to create some uniqueness.
#4: Upgrade windows and doors.
If your home’s doors or windows are old and outdated, they’re likely not energy efficient and could be wasting precious money each month due to leaking air in or out. Replacement windows and doors will add value and beauty in an instant! Not to mention, they can reduce noise and help maintain even temperatures throughout your home, no matter what the weather is doing outside.
I have more than two decades of experience as a Realtor® and can help provide tips on what you can do to help increase the value of your home! I love working with buyers and sellers around Clark County and am glad to help you with the information you need to start your adventure in either buying or selling a home.
What does your home look like from the outside? Curb appeal makes a big difference, especially when it comes to selling your home and enticing prospective buyers to look at it. If you don’t want to drop a lot of cash on things like expensive landscaping, there are some simple solutions that can bolster curb appeal in addition to offering a good return on investment.
#1: Paint the little things.
Painting your entire home can be expensive, so instead of investing in a whole home re-paint project, work on painting smaller things on the outside of your home, like the mailbox, the home’s trim, or porch hand rails. Potential buyers will notice the attention to detail and it can help make your space look fresh.
#2: Add a welcoming spot to the front of the home.
If your porch or patio in the front of your home is lacking a sitting area, adding some cozy chairs, a small bench with some decorative pillows, and/or a little table can create a friendly, welcoming atmosphere for people walking or driving by. Not only does that, it allows people to imagine themselves sitting there someday enjoying their new home and neighborhood.
#3: Clean up the clutter.
Garbage bins, recycling containers, tools, or kid’s toys should all be kept out of sight from the front of the house. If you’re short on space and don’t have a place to put these, try arranging some large pots of flowers or shrubs around the items so the clutter is out of the line of vision for people looking at your house.
#4: Mow and edge the lawn.
Trim hedges, mow the lawn, and weed flower beds. Overgrown yards are almost always an eyesore and can have a real negative impact on curb appeal. It won’t cost you any money to keep up on yard maintenance if you do it yourself, but the time you put in will pay off when potential buyers notice the beautiful yard.
Adding curb appeal and making your home look great on the outside can be simple and affordable. When it comes time to list your property, you’ll increase the likelihood of having more showings. Need other tips on the appearance of your home before you’re ready to put it on the market? My two decades of experience as a Realtor® can help! I love working with buyers and sellers around Clark County. I’m happy to help you start your adventure in buying or selling a home.
Realtors have a busy job that sometimes looks different from one day to the next. In addition to staying on top of what current real estate regulations and trends are happening within their sphere of work, real estate agents have a multitude of other tasks that come with the job of helping people through the process of buying and/or selling homes. For me, these tasks are part of what makes my job fun, and the different things that transpire week after week, are what keeps things interesting and exciting. Here’s a snapshot of what my days as a realtor looks like.
#1: Driving by homes.
I know that my clients are on the hunt for the right home, so I am on the lookout for homes that could work for active buyers that are in the market for their next space to call home. Having an idea of what each client wants means that I won’t be bringing them to homes that are clearly not what they want. This saves time for all parties involved!
#2: Handle multiple emails/phone calls.
Aww, the never-ending list of inbox emails and phone messages. A lot of people can relate with this, so I make sure I spend time each day emailing and calling people that have requested assistance. Most of the time, I’m coordinating multiple details regarding showings, closings, offers with clients, escrow, lenders, and more!
#3: Coordinate details for new listings.
Considering selling a house? I work with many people that are not sure if they want to sell yet, so for these people, I work up a Comparative Market Analysis that provides information on recently sold properties in the area. These reports look at houses that are somewhat similar and give real estate professionals an idea of what price a potential client’s home could be listed for.
If you’ve just listed a house, there are a lot of little details that need to come together before it goes “live” to the public. For example, we’ll need to prep for an open house by ordering printed materials and snacks, order a sign for the yard, and put a lockbox on the listing so pictures can happen. These are just some of the things that need to happen before we can start showing the home.
#4: Go over repairs and other mid-sale to-dos.
For clients that have found a home that they’ve put an offer in on, there are often repairs that need to be requested. As a buyer’s agent, to determine a list of reasonable repairs and will advise which items are necessary and which could be left out. As a seller’s agent, I will review and recommend to the seller what the buyers requested, and which ones should be completed.
#5: Coordinate paperwork and financial details.
Once a home is ready to close, there are several pieces of paperwork and other financial details that need to be coordinated. There are often questions on specific terms within the paperwork as well as questions on when things will happen once papers are signed. Whether it’s leaving a check for the contractor at a pending sale or laying out a schedule before recording for a client who will sign out of town, I work with clients to help make the paperwork process as easy as possible.
My daily responsibilities as a real estate agent require a balance. However, with my two decades of experience and my combined love of meeting with all varieties of clients, real estate is a natural fit for me. Contact me today for information on what it will take to start your adventure in buying or selling a home.
I’ve worked in the real estate industry for a long time and I enjoy getting to know people as I work to help them find the best home for their unique needs. Just like I enjoy learning more about people, many of my clients and potential clients want to learn more about me and my specific expertise when it comes to my involvement in real estate. Here, I answer some of the common questions I get about me and my experience.
Q: How long have you been in real estate and how did you get started in it?
A: I got involved in Clark County real estate in 1992 and since 1994, I’ve worked with Windermere. Before that, I worked in the high-tech industry in marketing management. After transitioning out of that role, I felt like working in real estate was a natural fit for me.
Q: How has your career background helped you with your real estate career?
A: Coming from industries in high tech, I brought experience in management, budgets, and developing complex problem solutions with ‘lots of moving parts’. All of these have been invaluable as I understand markets, help clients navigate lending and paperwork, and orchestrate all the ‘moving parts’ of every real estate transaction, whether it’s helping people move on from their current home, or helping someone find a home to buy.
Q: How has real estate evolved since you began?
A: The biggest change to Real Estate is technology. I started when we had a printed book of homes, YIKES! Thank goodness, now we have much better ways to search for homes, property information and communicate with clients and each other. Of course, coming from this industry before, I was excited to see the real estate industry evolve.
Q: What is your favorite part of your job?
A: Meeting with all varieties of clients is very gratifying. I’ve worked with artists, families, professional musicians, and higher-up company leaders. As a buyer’s agent, each client comes to me with various wish lists and I work closely with them to find what they need. When it comes to selling a home, I use my experience to price your home for a fair sale. Determining the right price from the get-go is important and it can help minimize stress for sellers listing their homes. The combination of these things is what makes the job fresh and rewarding.
Contact me today for information on what it will take to embark on your journey in buying or selling a home.
If you’ve decided to buy a home this year, you may have some questions about how your credit score will impact your purchase ability. This is a common question for many potential homebuyers, so here, I will discuss some of the primary things that you’ll need to know once you start the homebuying process.
Credit scores and credit reports will affect a borrower’s ability to purchase a home in a few different ways. Credit reports are a footprint that allow banks to review a borrower’s credit history. The information found in these reports will give them the information they need to determine the level or risk they’re taking by loaning money to this person. The higher the credit rating, the lower the risk for the bank. The lower the credit score, the higher the risk for the bank. In addition, remember that your credit score will affect the interest rate of the loan you obtain.
Here are some helpful tips on how to bolster your credit score and secure a good loan on the home of your dreams.
- Make on-time payments on all borrower accounts
- Missed or late payments will negatively affect your credit score
- Satisfy unpaid collections, judgements and tax liens (even if these are medical in nature, it’s ideal to pay them off or settle prior to purchasing a home)
- Establish a credit history by opening a credit line. We are often taught that credit cards are bad. However, they’re essential for establishing a solid credit rating to borrow future funds. The key is to keep the balance below 30% of the allowed limit, always. It’s ideal to pay the balance off each month as well.
- Minimize credit iniquities. Too many inquiries can cause credit scores to drop.
- Don’t close existing revolving trade lines if they’re in good standing. When you close a credit card you lose the on-time payment history which influences your credit rating. (1)
The specific details as to what credit scores are needed to obtain a specific home loan:
– Conventional Mortgage: credit score of 620
– FHA Mortgage: credit score of 580
– Veteran Affairs (VA) Mortgage: While the VA does not have a minimum credit score requirement, Quicken Loans requires a 620 credit score on all VA loans. (2)
The bottom line: the better your credit score, the easier it will be to get a loan for your home. Contact me today for information on what it will take to embark on your journey in buying or selling a home.
- Information courtesy of: Aaron Hicks, Mortgage Consultant with Homestreet Bank
- Information courtesy of: Jevon Domench of Academy Mortgage Corporation
This is the story of a family of four: Dad works in Portland, Mom works in Camas, and their two kids are in elementary and middle school. This family had lived in their 1966 home for 14 years and were ready for a change— they wanted more space, new features, and a change of schools. But like many of us, they had to sell to buy, even though their equity position was a good one. With the tight market of 2017 (predicted to be the same in 2018), they knew they might not be able to “step across” from one home to the other.
Their first job was to get their current house ready to put on the market. This included yard cleanup, carpet stretching, some minor paint touchup, and some other small things. These to-do items were not expensive, but they were important to make the home look “crisper” and more appealing to a buyer. In working with me on home value, we discovered the previous listing had overstated the square footage by several hundred square feet. We knew the real square footage from a more recent refinance appraisal, so we used that to determine value. Checking this is an important part of the buying process!
In mid-May, we launched the home on the market and had lots of showings with five offers in just a few days. This can be quite overwhelming. With my help, we dealt with all the complexity of evaluating these offers and selected one to accept. Meanwhile, another buyer who just missed out, decided to write a backup offer just in case something happened with the first accepted buyer.
Now, came time for the home inspection. The inspector said there were “sink holes” in the crawlspace! So, the buyer backed out. Now what? Something as serious as this needed to be investigated. We just don’t have “sink holes” in Clark County, so we believed there was another explanation. Turns out, when this house was built in the mid-60’s several large trees were cut down and the stumps were not removed. As they rotted over time, what was left was a hole – one particularly large one even had the trenches from large roots. We worked with the backup buyer who understand the issue, got the holes filled in with gravel, and then we closed in late June.
Next came the question of where to move. Nothing had turned up in the target location for the next home, so these folks signed up for the adventure of moving temporarily into a rental. They did this once we were through home inspection with the backup buyer, so they would have time to overlap and move over several weeks. There are several places around town that will do leases shorter than a year. Although the rental was smaller, they used the garage for storage of their many boxes. Now, finding the new house became our top priority.
It took a couple of months and we looked at many properties as they came onto the market. Eventually we found one, got our offer accepted and negotiated home inspection items including unpermitted square footage. The happy ending is that this family moved into their new place by the end of September, just in time for school to start and before the holidays!
Hopefully you will find this a positive story. Yes, it took commitment on their part to go through the ups and downs of buying, selling, and moving into the rental, but in the end, this family is “living the dream” and everyone is excited about their new future in their new home.
Thank you to these special clients for letting me share their story! Where does your new home story begin? Contact me today for information on what it will take to embark on your journey in buying or selling a home.
If you’re considering listing your home for sale, there are probably a lot of “to-do” items on your list to get everything ready to go on the market. When you go to sell your home, you’ll want to make sure you get the most that you can and that means you’ll need to make your house look great. A home that is well maintained and has great showing potential can help bring in more buyers and help you get the price that you want out of the home sale. So how do you make your home look more expensive? There are some great ways to do this.
Interior and exterior paint can make a huge difference. It gives your home a bit of a makeover and potential homebuyers often respond to a space that appears to be clean and fresh. Interior colors should be neutral, as more unusual colors like bright blue or dark purple could cause buyers to react negatively. Instead, ivory or gray could be a good choice because they are basically neutral and appear classy.
Your home should come across as a place of comfort and relaxation, but if it’s cluttered, it can distract people from seeing the true beauty and unique nuances that your home has to offer. In addition, rooms that are cluttered with extra items could make the space feel closed in and smaller, sometimes smaller than it actually is! As you think about moving, start going through closets and rooms and get rid of the extra “stuff” that has built up over time. Organize one area at a time and load up different bins with items you want to keep, donate, recycle, or throw away completely.
#3: New fixtures and appliances.
Updated fixtures and appliances makes your home stylish and desirable to potential homeowners because they know they won’t have to take care of replacing these items for many years down the road. Older fixtures could make the home appear outdated and if you have them replaced, it shows that you’re committed to keeping the home up with current trends. Newer appliances are also very appealing, because homeowners won’t have to worry about going out and buying something that fits the home and they will be able to rely on those appliances for a long time. This is a huge selling point and is well worth the investment.
If you’re looking for other ways to freshen up your home and update it before you plan on listing it, I’m glad to help you with what home repairs, updates, or remodels can yield the best return for you. Give me a call today to discuss.
The inspection process: generally speaking, this is an overall evaluation of a home’s condition. If you’re not clear on how the process works, keep reading and I’ll lay out the general guidelines of what happens.
When the buyer gets the inspection done, the seller might not know what the results are for a few days. Once the buyer gets the results of the inspection, they need to get a copy of the report, digest it, and determine what they want the seller to fix, if anything. Most of the time, the buyer has 10 days to get any repair requests to the seller. In order to expedite things, the agent should help the buyer determine what is reasonable and what’s not.
Once the repair list is drafted, the seller has time to look at it and digest what’s on it. They can clarify what’s being asked for and they’re given some time to get bids and determine what items they should fix. An agent to help with this part of the process is crucial. An experienced agent will help provide information on what buyers generally ask for and what could be determined as “too much” or “over the top.” The seller will then respond and then the buyer will decide if they will accept this response.
The back-and-forth process can create a lot of dialogue and it’s very important that everyone understands each other. Whether it’s credits to the buyer or items that need to be completed before closing to meet buyer bank requirements, your agent has valuable experience in the negotiation process here. Take advantage of this experience and rely on your agent to help guide you along.
Buying and selling a home is full of many different steps and details. The inspection process can be complex, so if you have more questions about it, I’m happy to sit down and talk with you about it.